Legal subjectivity:

First, how many units should the endowment insurance unit pay 2%. You can't enjoy it after retirement. The money paid by the company goes into the social pooling account, and the state takes this money to pay the retired people. The money received after retirement, in addition to the average social wage, plus the money in the personal account. How much the company pays depends on many factors such as the local social wage and the grade chosen by the unit. The Social Security Bureau stipulates the lowest grade and the highest grade. The lowest grade shall not be less than 6% of the average monthly salary of social workers, and the highest grade shall be 3% of the average monthly salary of workers. Generally, the lowest gear is the majority. For example, if the land level in B is 3, yuan, then the lowest monthly base is 3,,6% 12 = 1,5 yuan and the highest base is 3,,,3% 12 = 7,5 yuan. Pay in proportion to your salary according to the Social Insurance Law and the payment regulations stipulated by the provinces. Generally, the unit pays 2% of your total salary, you pay 8%, the company pays it into the overall fund, and you pay it into your personal account. If your monthly salary is 2 yuan, the employer should pay 4 yuan and you personally pay 16 yuan. Your actual salary is only 184 yuan. Second, how much does the individual pay for the old-age insurance? At present, the proportion of the old-age insurance payment: 2% of the unit is all included in the overall fund, and 8% of the individual is all included in the personal account. The contents of the personal account of endowment insurance include: the basic endowment insurance premium paid by one person; The basic old-age insurance premium paid by the unit is credited to the personal account; 3 Interest calculated according to social security rate. Obviously, the new policy will remove the basic old-age insurance premium paid by the unit from the personal account. If there is no work unit, how can an individual apply for insurance? As long as the household registration is within the administrative area of this Municipality, he can apply for insurance as a freelancer. Freelancers pay the basic old-age maternity insurance premium, which is 6% to 3% of the average salary of employees in this city for more than one year, and is paid according to 2.6% of the payment base; Pay the basic medical insurance premium at 9.5% of the average wage of employees in this city in the previous year. Individuals need to bring their original ID card or residence booklet when applying for insurance, and go to the individual payment window of the social security agency to handle it. Individual endowment insurance can be paid monthly, quarterly and annually, or it can be paid in one lump sum at the time of insurance. The monthly insurance premium of each insured shall not be lower than that of 2 yuan, and the annual insurance premium shall not be lower than that of 2 yuan. The age of starting to receive pensions is 5, 55, 6 and 65 respectively.