If you pay for medical insurance in one city, you can continue to pay for it in another city.

Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide workers within the coverage with basic medical needs when they fall ill. Medical insurance has the characteristics of "low level and wide coverage". The payment is based on the cost that the vast majority of low-level units and individuals can afford. It widely covers all units and employees in cities and towns. Employees of different types of units can enjoy basic medical insurance. right. After the insured completes the payment period, they can enjoy it for life. Secondly, the basic medical insurance has the characteristics of "both parties bear the responsibility and integrates accounts"; it is based on the principle of "determining expenditure based on revenue and balancing revenue and expenditure".

The medical insurance personal account is established in accordance with the basic medical insurance policy and is specially used to store the medical insurance premiums paid by the insured and the funds transferred in a certain proportion from the employer's payment, and to record medical consumption. Dedicated account. The funds in the personal account are used to pay for out-of-pocket expenses for medical treatment and drug purchases. A social security card is an electronic information card issued by a medical insurance agency for insured persons to seek medical treatment and purchase medicines. It is used to verify identity, record and store personal account funds and usage. With their social security cards, insured persons can seek medical treatment at any designated medical institution or purchase medicines at designated retail pharmacies in this city.

Each hospitalization has a basic deductible, which is 500 yuan for first-level hospitals, 750 yuan for second-level hospitals, and 1,000 yuan for third-level hospitals. These expenses need to be borne by the employees themselves. Category A drugs and Category B drugs are reimbursed on a proportional basis. Imported drugs are not reimbursed. If you exceed the coverage limit of 40,000 yuan, you have to pay for it yourself.

Legal Basis

Article 12 of the "Social Insurance Law of the People's Republic of China" The employer shall pay basic pension insurance premiums in proportion to the total wages of its employees as prescribed by the state. , recorded in the basic pension insurance pooling fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations, respectively. Credited to the basic pension insurance pooling fund and personal account.