Whether you buy stocks or funds, you can participate in dividends as long as you hold them before the benchmark date. For many investors, it may be the first time in their lives to participate in dividends. They thought they could make money, but they didn't expect the net value of their funds to fall after dividends.

Isn't the decline in the net value of the fund after dividends equal to not making money?

It is equal to not making money, because when the fund pays dividends, it will be ex-dividend and ex-dividend, and the dividend money is originally taken out from the fund income, which is equivalent to giving some money to investors in advance and putting the money in the investor's left pocket in his right pocket. Net fund value after dividend = net fund share value not exercised on the registration date of dividend rights and interests-dividend amount of fund unit share.

Conditions for fund dividends:

1 the fund can only be distributed after the current year's income makes up for the previous year's loss;

After the distribution of fund income, the unit net value cannot be lower than the face value;

(3) If the fund investment has a net loss in the current period, it cannot be distributed.

After the fund pays dividends, the net value will fall, and the total assets held by investors will not change. If you choose cash dividends, you will get cash. If you choose to reinvest in dividends, you will buy back all the cash you have allocated to the fund, and finally you will get the share of the fund.

Whether the net value of the fund can recover after dividends depends on the ability of the fund and the market environment. If it can rebound quickly, it will be good for investors who participate in dividends. Fund dividends are not good or bad for investors, but they are good for the fund itself.