R2 wealth management products of banks are relatively good. In terms of risk index, bank wealth management products are divided into five grades, from R 1 to R5.

R 1 has the lowest risk and r5 has the highest risk. Of course, from the current situation, the whole risk is not particularly high, but the risk level of R2 is really low. It is equal to saying that it is a low-risk wealth management product. If you buy these wealth management products, it will be guaranteed under high probability. And you can get a certain income, just like money funds or bond funds.

R 1 is more like a money fund. There is no loss at all, and it has always been a state of profit. The money fund is Yu 'ebao, and Yu 'ebao is composed of some money funds, so we have never seen Yu 'ebao generate negative income.

R2 is more like a bond fund. Of course, there are several types of bond funds, including pure bond funds and bonds plus stocks. Pure bond funds, the security attribute is still very high, and the yield will be higher than that of money funds.