There are two reasons for not enjoying the medical insurance card as a whole. One reason is that you have enjoyed overall reimbursement this year, and everyone enjoys overall medical insurance every year. If you reach the quota, you will no longer enjoy it. Another reason is that your work unit didn't pay the medical insurance fee in time, so you can only use the balance of your personal medical insurance account. You can go to the local medical insurance center to find out why. If the unit does not pay, you can urge the unit to pay, so as not to affect your personal use.