1, the fund may not make money for a long time. The fund is not a product with guaranteed capital and interest, but a venture capital product. The fund can only make money if it goes up, and it will lose money if it goes down. The rise and fall of the fund is determined by the investment target. The fund will not keep falling, but it will not keep rising. If the target of fund investment is stocks, then it needs to rely on the performance of the stock market and the operation and advance and retreat ability of fund managers. The funds will fluctuate. The point at which funds get on the bus is different, the holding time is different, and the income is different. The main thing is to choose a good fund and then buy it at a low level. After holding it for a period of time, if the market is ok and the fund has risen for a period of time and is relatively at a high level, then investors can consider choosing redemption and let the money fall into the bag. If the fund reaches a certain high level, it is likely to fall, so investors should always pay attention to the fund and pay attention to its risks. If the fund market is not good, they should stop and redeem the stop loss in time.

2. The reason why the fund can make money by holding it for a long time is because the longer the fund is held, the more stable the income will be. As long as it is not particularly bad, the fixed rate of return for one year will generally increase. Secondly, because the fund itself is more suitable for long-term investment, the investment income of the fund is not as high as that of stocks, and it is impossible to get rich overnight, so profit is also very important. Day trading will increase the investment cost, resulting in a decrease in investment income.

3. If you want to hold a fund for a long time to make money, investors are advised to choose some funds with higher historical returns in one year. Although the historical performance is the performance of the fund in previous years, it can also be used as a reference standard for selecting funds. The better the historical performance, the better the management ability of the fund manager and the higher the profitability of the fund. However, because many fund investors themselves have not studied professionally, they don't know much about it when buying funds. Therefore, if they invest too much in equity funds and hybrid funds, the risk is great and there may be losses.