Fund performance is the focus of investigation. Simply put, choose a fund that is "excellent for a long time".

This sentence covers several levels:

First, there is no doubt that the performance of the fund must be excellent. Generally, it ranks in the top 25% or even 65,438+00% of its kind, which is basically considered to be excellent.

Second, it must be long-term. In other words, you can't be excellent for only a few years, but you should always maintain the fine tradition of Excellence. Moreover, if you maintain good results for a long time, such as more than five years, at least it means that the fund is old, not new.

Third, be steady. If the fluctuation is too large, sometimes the same kind ranks first, and sometimes the same kind ranks bottom, then it will not work.