1, decide whether to continue holding according to the fund type:
① If you hold a capital preservation fund (now renamed as a hedge strategy fund) or a new fund, the change of the fund manager has little effect, so you can rest assured to continue holding it;
2 if you hold a passively managed fund, it will have little impact;
(3) If you hold a money fund or a pure debt fund, the change of the fund manager has limited influence on the investment value of the fund, and you can continue to hold or wait and see for a period of time;
(4) The change of the fund manager has a great influence on the investment value of the fund if it holds actively managed stocks or partial-stock hybrid funds. At this time, you can consider the following two points.
2. Comprehensively inspect the past performance of fund managers.
(1) If the new fund manager has profound qualifications and excellent historical performance, you can consider continuing to hold it;
(2) If the new fund manager is a newcomer, with a short term or poor historical performance, it is necessary to be cautious, and it is recommended to redeem the fund directly if necessary.
3. Comprehensively inspect the strength of fund companies.
In any case, it is very important to examine the strength of fund companies. Investors can look at the rating of the fund and choose a fund company with better overall performance. Whether a fund is excellent or not depends on the research team behind it. If the company frequently broke bad news, it is recommended to choose redemption.
Tips:
1. The above information is for reference only, and no suggestions are made.
2. Investment is risky, so the choice should be cautious.
Response time: 2021-08-11. Please refer to the latest business changes announced by Ping An Bank in official website.
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