1. What do you think of buying funds in the market?
1. The market is the performance of the fund's overall operation, and the increase of all funds can be roughly known through the market.
2. In the bull market, there is a straight upward trend. At this time, you should pay attention to the early, middle and late stages of the bull market when buying funds. Generally, you can invest a lot of money in the initial stage, and pay attention to the moderation of investment and escape in the middle and late stages.
3. In a bear market, there is a linear or slow downward trend. At this time, it is best to invest a little or wait and see for a while. If you don't grasp it well, you can invest in the fund in an appropriate amount.
4. In the slow cattle season, the market showed a slow upward trend, and most of the funds showed mixed ups and downs. Screening a good fund is the first condition for buying a fund.
In case of collapse, we must control the amount of capital investment. If you can't predict where the market will collapse, you can refer to the collapse points of bull markets over the years. At this time, the purchase of funds is based on the premise of ensuring the safety of funds.
6. Investment is risky and you need to be cautious when entering the market. Risks and benefits repel each other, prudence and wisdom repel each other, investment has benefits, and wisdom is needed to enter the market.
2. How do you see the market when buying a fund?
The market generally refers to the Shanghai Composite Index. The sample stocks of the Shanghai Composite Index are all listed stocks, including A shares and B shares, which generally reflect the price changes of listed stocks in the Shanghai Stock Exchange.
Funds here also refer to stock funds and hybrid funds, whose main investment target is stocks. Therefore, buying a fund to look at the broader market is to look at the Shanghai Composite Index.
Fund quotes can be viewed on major financial websites, trading software of major securities companies and third-party institutions of funds.
3. What is the relationship between the fund and the market?
This should be classified and treated differently:
1. For money funds, their income is basically irrelevant to the market trend, and they invest in fixed-income products (such as bonds);
2. For equity funds: because the investment target is mainly stocks, and the trend of stocks is greatly influenced by the broader market, the market is stronger and the fund returns are stronger, such as index funds.
Concept:
1. What is a money fund?
Monetary funds mainly invest in short-term financial products with high security, such as bonds, central bank bills and repurchase. , also known as "quasi-savings products". Their main features are "worry-free principal, convenient demand, regular income, daily income and monthly dividend".
2. What is a stock fund?
Equity fund refers to a fund in which more than 80% of fund assets are invested in stocks. Stock funds can be divided into preferred stock funds and common stock funds according to different types of stocks. Preferred stock fund is a kind of stock fund with stable income and less risk. Its investment targets are mainly preferred shares issued by companies, and its income mainly comes from dividend income. Common stock funds aim at pursuing capital gains and long-term capital appreciation, and their risks are higher than those of preferred stock funds.