Before the end of September each year, analyze and summarize the amount and default rate of national student loans actually paid by universities in the previous year (September 1 day of last year to August 3 1 day of that year), fill in the Summary of Actual Payment of National Student Loans in Colleges and Universities Affiliated to the Central Department after being confirmed by cooperative universities, and report it to branches. The branch will summarize the information reported by the school and the handling bank, and report it to the head office within 5 working days, and the head office will submit it to the whole country. The national student loan management center will pay the corresponding risk compensation to the head office of the loan bank.