1, bond funds, the annual rate of return is usually higher than bank savings, and the risk is greater than bank savings. You can pay attention to five-star bond funds and intervene at an appropriate time. Some kinds of bond funds do not need subscription fees and are free to enter and leave.
2. Corporate bonds, credit bonds, are a little risky, but the risk is very small. At present, the main issuers of bonds are listed companies or local state-owned enterprises and city investment companies. At present, the variety with the best income has an annual yield of over 6%. However, the central bank will raise interest rates this year, and the timing of intervention should be chosen, otherwise it will suffer short-term profit losses.