Equity funds that focus on investment in growth stocks are called growth stock funds. Growth fund belongs to the fund with the highest risk and the greatest return. Its focus is not on the current price of the stock, but on the expectation that the future stock price performance will be better than the market average.

2. What is an index fund? What are the characteristics?

Index fund is a kind of fund with the principle of fitting the target index and tracking the change of the target index to realize the synchronous growth with the market. The investment of index funds adopts the investment strategy of fitting the target index return rate, and invests in the constituent stocks of the target index in a diversified way, so that the stock portfolio return rate fits the average return rate of the capital market represented by the target index.

The core of index fund operation is to obtain the average market income and fully disperse the risk of individual stocks by passively tracking the index.

3. What is a value fund? What are the characteristics?

Equity funds that focus on value-based stock investment are called value-based stock funds. Value funds do not fluctuate greatly with the economic cycle, and belong to funds with less risk and less income.

4. What is a hybrid fund? Who is suitable for investment?

Hybrid funds refer to funds that invest in stocks, bonds and money market instruments and do not meet the classification standards of stock funds and bond funds. According to the different investment ratios and investment strategies of stocks and bonds, hybrid funds can be divided into various types, such as partial stock funds, partial debt funds and allocation funds.

The risk of hybrid funds is lower than that of equity funds, but the expected return is higher than that of bond funds, which is suitable for more conservative investors.

5. What is a balanced fund? What are the characteristics?

Balanced funds aim to balance long-term capital and stable income. Usually, a certain proportion of funds will be invested in fixed-income instruments, such as bonds and convertible corporate bonds, in order to obtain stable interest income and control risks, and the rest will be invested in stocks to pursue capital gains.

Balanced funds not only buy a certain proportion of growth stocks, but also buy some value stocks. It is a relatively stable fund type, and its risk-return characteristics are between growth funds and value funds.

6. What is a capital preservation fund? Which investors are suitable for?

Capital preservation fund refers to a fund that provides 65,438+000% or higher/lower protection for the investor's principal within a capital preservation period of the fund product (the fund generally has a lock-up period of a certain period, generally 3 years in China and even 7 years to 65,438+02 years abroad), but if it is redeemed in advance, it will not enjoy the capital preservation. Capital preservation funds generally do not accept subscription during the capital preservation period. Some funds that can subscribe will not enjoy the capital preservation promise, but they can be redeemed, so capital preservation funds are also called "semi-closed funds".

The capital preservation fund is suitable for investors with weak risk tolerance or uncertain future stock market trend. It can not only ensure the safety of investment principal, but also share the gains of stock market rise, which has its specific advantages.

7. What is a bond fund? Who is suitable for investment?

Bond funds refer to investment funds that invest in bonds. According to relevant regulations, the bond assets of bond funds account for at least 60% of the fund assets.

Bond funds are usually less volatile than equity funds, and are an investment tool with moderate returns and risks. Suitable for investors who pursue stable income.

8. What is a money market fund? Who is suitable for investment?

Money market funds are fund products that mainly invest in short-term bonds, central bank bills, bank deposits and other low-risk and high-liquidity financial instruments. Most of the financial investment products purchased by such funds are short-term money market tools within one year, so they are called money market funds.

Compared with other types of funds, money market funds have the characteristics of the lowest risk and the best liquidity, and the yield is generally higher than that of bank one-year time deposits, so they are suitable for risk-averse investors who have high requirements for asset security to make short-term investments. Therefore, investors who have certain short-term idle funds and hope to have stable appreciation opportunities are suitable for investing in money market funds. According to the different modes of operation, it can be divided into open-end funds and closed-end funds.

8? According to different organizational forms, it can be divided into corporate funds and contractual funds.

8? According to different investment objects, it can be divided into money market funds, bond funds, stock funds and mixed funds.

8? According to different investment objectives, it can be divided into growth funds, income-oriented funds and balanced funds.

8? According to different investment concepts, it can be divided into active funds and passive funds. Who is suitable for investment?

Stock fund refers to an investment fund with stocks as its main investment object. According to relevant regulations, the investment in stock assets of stock funds accounts for at least 60% of the fund assets. Equity funds aim at pursuing long-term capital appreciation and are more suitable for long-term investment.

Equity fund is a high-risk and high-return investment tool, which is suitable for investors with strong risk tolerance.

1. What is a contractual fund?

Contractual investment funds are established by fund contracts signed between fund investors, fund managers and fund custodians. The rights of fund investors are mainly embodied in the terms of fund contracts, and the main aspects of fund contract terms are usually regulated by fund law.

2. What is an enterprise fund?

Corporate fund is a stock investment company with independent legal personality in law. Corporate funds are established according to the articles of association of the fund company. Fund investors are shareholders of the fund company, enjoy the rights of shareholders, bear limited liability according to the shares they hold and share the investment income. Answer supplement 1. What is a closed-end fund?

Closed-end fund refers to a fund whose total fund share is fixed within the term of the fund contract, and whose fund share can be traded on a legally established stock exchange, but the fund share holder may not apply for redemption.

2. What is an open-end fund?

An open-end fund refers to a fund whose total amount of issuance is not fixed and whose fund shares can be purchased or redeemed at the time and place agreed in the fund contract.