Personal account yield of medical insurance for employees in Shanxi Province
Honey, I'm happy to answer your question. Let's look at the regulations of Taiyuan City, Shanxi Province. According to Selected Common Sense of Medical Insurance for Employees in Taiyuan City, the personal account of medical insurance: retirees pay 5% of their basic pension (retirement fee for institutions and institutions), employees over 46 years old pay wages (including 2% for individuals), and employees under 46 years old pay wages. The medical insurance refund in Taiyuan is also divided by age. For retirees, the proportion of medical insurance refund is relatively higher than that of employees, but the amount of refund is linked to my pension, which may be unfavorable to people with low pension level. You can look at the per capita pension situation in Taiyuan. According to Shanxi's statistics, in 2020, retirees 1 10,000 people and pension fund expenditure 1 100 million yuan, so the corresponding per capita pension is 3,959 yuan. According to this standard, the per capita medical insurance refund of retirees in Taiyuan can reach 3959*5%= 198 yuan, which cannot exceed that in 300 yuan. However, for people with high pension level, such as employees of government agencies and institutions, if the pension can reach 6,000 yuan, then the medical insurance refund can reach 300 yuan. And what is the average social wage in Taiyuan? According to the data of Shanxi Statistics Bureau, in 2020, the average annual salary of employees in non-private units in Taiyuan is 8654 1 yuan, and the corresponding average monthly salary is 72 12 yuan. According to this standard, the average medical insurance refund for employees in Taiyuan can reach at least 72 1 1* yuan. It can be seen that although the retirees in Taiyuan have a high proportion of medical insurance rebates, the amount may not be comparable to that of on-the-job employees. By the way, Taiyuan allows the money in the personal account of medical insurance to buy commercial health insurance. Let's take a look at the regulations of Taiyuan City, Shanxi Province. According to the selected common knowledge of medical insurance for Taiyuan employees, the personal account of medical insurance: 5% of my basic pension (retirement fee for institutions and institutions) for retirees and 2% of my salary for employees over 46 years old). Those under the age of 46 pay their own wages, which shows that the medical insurance refund in Taiyuan is also divided by age. For retirees, the proportion of medical insurance refund is relatively higher than that of employees, but the amount of refund is linked to my pension, which may be unfavorable to people with low pension level. You can look at the per capita pension situation in Taiyuan. According to Shanxi's statistics, in 2020, retirees 1 10,000 people and pension fund expenditure 1 100 million yuan, so the corresponding per capita pension is 3,959 yuan. According to this standard, the per capita medical insurance refund of retirees in Taiyuan can reach 3959*5%= 198 yuan, which cannot exceed that in 300 yuan.