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Is it better for Agricultural Bank of China to buy funds or bonds?

this depends on your own risk tolerance. It has nothing to do with which bank you bought it. Basically, the products bought by banks are almost the same.

The products bought in the bank are nothing more than the following:

1. The bank's own wealth management products include guaranteed fixed income and non-guaranteed floating income. Just ask the bank's wealth management manager when you buy this.

2. Funds sold through bank channels can be simply divided into monetary funds (with guaranteed floating income and low risk, with an average return of about 4%-5%),

bond funds (with non-guaranteed floating income and low-to-medium risk, with a return of about 8%) and

stock funds. Income has a lot to do with the fund manager's investment level and the stock market)

There is also a hybrid fund (which is also a non-guaranteed floating income with medium risk)

3. Insurance sold through bank channels is not recommended if there is no such demand

4. Treasury bonds sold by banks can only be bought by individuals at the bank at present. The shortest period of treasury bonds is one year, which is long and the income is not too high.

among the above four products, only the first one may be different from the products of banks, but it will not be too different. The other three types of banks are the same, and there is no difference.

finally, let's talk about this product you bought. First of all, you bought a stock fund, which belongs to a fund run by a fund company controlled by Agricultural Bank of China (Agricultural Bank of China Huili Fund). Products with higher risks have high risks and high returns, but there is also the possibility of loss of principal.

You only bought 1 yuan, which is not much. Don't worry too much.

6612 is the code of this fund. If you search for 6612 on the Internet, you can see the situation of this fund on many financial websites and see its income every day.

When you bought this fund on the 27th, the net value of each share was 1.7181.

If you subtract the purchase fee from 1, yuan, the remaining money divided by 1.7181 will be your share.

After that, just check the latest net value of each share of this fund every day and you will know whether you have made any money.

when the score is higher than 1.7181, you will start to make money, and when it reaches 1.8181, you will earn 1%.

The trading level of the fund manager of p>6612 is still acceptable. Last year, the income was close to 5%, which is still acceptable.