The monthly repayment amount of retirement medical insurance in Beijing is comprehensively determined according to many factors, including individual payment base, payment period and medical insurance policy. Therefore, the specific refund amount will vary according to individual circumstances.

first, the basic composition of retirement medical insurance rebate

retirement medical insurance rebate mainly consists of two parts: one is the transfer of funds into personal accounts, and the other is the subsidy from pooling funds. The funds transferred into personal accounts mainly come from individual contributions and part of unit contributions, which are used to pay personal daily medical expenses. The subsidy of the overall fund is subsidized by the medical insurance fund according to the individual's payment period, payment base and medical insurance policy, which is used to pay for large medical expenses or medical expenses for special diseases.

2. Factors affecting the amount of retirement medical insurance refund

1. Payment base: The higher the personal payment base, the more funds will be transferred to the personal account, and correspondingly, the monthly refund amount will be higher.

2. Payment period: The longer the payment period, the more individuals will accumulate in the medical insurance fund, so the subsidy of the overall fund will increase accordingly.

3. medical insurance policy: the medical insurance policy has an important influence on the amount of retirement medical insurance refund. The government will adjust the medical insurance policy in a timely manner according to the economic and social development and medical security needs, including the proportion of reimbursement and subsidy standards.

3. How to inquire about the amount of medical insurance refund for retirement

Retirees can inquire about their own medical insurance refund amount through various channels, including logging in to the official website of Beijing Municipal Medical Insurance Bureau, going to the window of medical insurance agency, and calling the medical insurance service hotline. When inquiring, you need to provide personal ID number, medical insurance card number and other related information.

IV. Rational use of retirement medical insurance funds

When using medical insurance funds, retirees should pay attention to rational use and avoid waste. You can choose appropriate medical institutions and medical services according to your health status and actual needs to ensure the effective use of funds. At the same time, we should also pay attention to the adjustment and change of medical insurance policy and get relevant information in time in order to better enjoy medical insurance benefits.

To sum up:

The monthly repayment amount of retirement medical insurance in Beijing is comprehensively determined according to factors such as individual payment base, payment period and medical insurance policy. Retirees can know their specific refund amount through inquiry, and make rational use of medical insurance funds to ensure the effectiveness and sustainability of medical insurance.

Legal basis:

Article 27 of the Social Insurance Law of the People's Republic of China

stipulates:

Individuals who have participated in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement, and enjoy the basic medical insurance benefits according to the national regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.