The money in the medical insurance personal account will not disappear if it is not used, and the money in the medical insurance card will not be cleared at the end of the year. If the money in the medical insurance card is not used that year, the money in the medical insurance card can be accumulated in the second year.

Used to pay for qualifying medical expenses.

The money in medical insurance is divided into two parts, one is the overall fund part and the other is the personal account part.

The personal account part is our medical insurance card, which can be used to buy medicine or outpatient services.

The part of the money in medical insurance that we are talking about will be gone in less than a year refers to the money in the overall pool fund.

It is updated annually.

If the limit for this year is 100,000 yuan, and your limit of 100,000 yuan for this year has been fully reimbursed, there is no way to reimburse, and you can only wait until the second year to apply again.

But the money in our personal account is accumulated. If you don’t use it this year, it will be accumulated to the next year. The final accumulated total will always exist in our account, and it will not be because we didn’t use it in a year.

It’s gone.

Therefore, the money in the medical insurance card will not disappear due to long-term non-use.