98822.5 *1.0164 =100,443.19. If the redemption fee is 0 after two years, then the redemption can be100,443.19. The front-end fee is deducted at the time of purchase, and the management fee and custody fee have been deducted from the net value. Redemption only considers the redemption fee. If the redemption fee exceeds 2 years, yours is 0. The available balance is the fund share after deducting the subscription fee, and the net value of the fund will change, but 98,822.5 fund shares remain unchanged.