the unit pays .7% of the payment base, and the individual does not pay

The basic medical expenses (excluding the baby expenses) of the maternity medical insurance insured for perinatal examination, delivery hospitalization, postpartum visit and family planning operation are paid by the maternity medical insurance fund.

1. What is the contribution ratio of maternity insurance?

collection ratio: the unit pays .7% of the payment base, and the individual does not pay.

second, what are the benefits of maternity insurance?

(1) Maternity leave.

(2) Maternity allowance.

(III) Medical services

III. Reimbursement process

The application for maternity insurance benefits-go to the medical maternity treatment audit department (Social Security Bureau)-can be processed if it meets the requirements, and you can get money from the bank with the handling certificate.

IV. Reimbursement conditions

1. Giving birth in line with the national family planning policy or carrying out family planning surgery;

2. The employer has participated in maternity insurance in accordance with the regulations and paid the full amount for the employee for more than one year.

4. Can the employees with foreign accounts enjoy maternity insurance?

no. At present, people who are employed across provinces cannot enjoy maternity insurance, and only those who have local hukou or apply for a "green card" or residence permit have the right to enjoy it.

5. What is the collection scope of maternity insurance?

the collection of social insurance premiums is based on a unified payment base, and it is collected in the same form according to different proportions of various types of insurance. The payment verification method is the amount payable in the current month and the next month. The employing unit shall go through the relevant declaration formalities at the social insurance agency in the current month, and the local tax department shall collect social insurance premiums by means of bank transfer in the next month. Overdue payment, in addition to repay the amount owed, but also in accordance with the provisions of the additional fines.

according to the law, the expenses of maternity insurance are all borne by the employer, and the employer pays maternity insurance for employees according to .7% of the total wages. The employees here include both female employees and male employees.

Legal basis

Special Provisions on Labor Protection of Female Workers Article 1 These Provisions are formulated in order to reduce and solve the special difficulties caused by the physiological characteristics of female workers and protect their health.

article 2 these provisions shall apply to the people's Republic of China, state organs, enterprises, institutions, social organizations, individual economic organizations and other social organizations and their female employees.

article 5 _ 3 of the social insurance law

employees shall participate in maternity insurance, and the _ _ unit shall pay the _ _ maternity insurance premium in accordance with state regulations, and employees shall not pay the _ _ maternity insurance premium.