definition

Hybrid funds refer to funds that invest in stocks and bonds at the same time.

Investment principle

Simply put, it is a combination of stock funds and bond funds. Fund managers put money in mixed funds of stock market and bond market in different proportions. Investors buying hybrid funds are equivalent to buying stocks and bonds invested by the fund at the same time.

Applicable people

Hybrid funds are more suitable for investors between radical and conservative.

From the perspective of investment methods, people who like portfolio investment are more suitable for hybrid funds, because such wealth management products include stocks, bonds and monetary instruments, which can diversify capital investment.

Investors can choose the appropriate investment strategy and investment proportion according to their own investment habits, which is much less risky than stock funds. Suitable for conservative investors to make long-term investments. When the stock market is depressed, hybrid funds are a good choice.

Generally speaking, the yield of hybrid funds is more than several times the interest of bank deposits in the same period, and it will also exceed the income of money funds, but lower than that of equity funds and trust funds. However, investors can choose partial stock funds, and the risks they bear are not as high as those of stock funds, and they can also get higher returns.