The earliest bank was established in Venice in 1407. Later, the Netherlands set up banks in Amsterdam, Germany in Hamburg and Britain in London. From the end of18th century to the beginning of19th century, banks have developed generally.

/kloc-in the 0 th and 7 th centuries, some civilians became rich through business and became wealthy businessmen. To be on the safe side, they all put their money in the king's vault. It should be noted here that there was no paper money at that time, and the so-called saving money refers to storing gold.

Because the system of "free coinage" was implemented at that time, anyone could take gold bullion to the mint and cast it into gold coins, so the mint allowed customers to store gold. Unfortunately, these businessmen don't realize that the mint belongs to the king. If the king wants to use the gold in the mint, nothing can stop him.

Extended data:

The profit channels of banks include loans, bank insurance, sales of wealth management fund products, sales of financial equipment, consumption profit of financial intelligent terminal business, hedging business, bill business and so on.

The profit ratio of most banks in China is:

30% loan, 65,438+00% bank insurance, 65,438+00% wealth management fund product sales, 5% financial instrument sales, 30% financial intelligent terminal business consumption profit, 5% hedging business, 65,438+00% bill business, etc.

The profit ratio of foreign banks is: loan 15%, bank insurance 15%, wealth management fund product sales 15%, financial instrument sales 10%, financial intelligent terminal business consumption profit 35%, hedging business 5%, bill business 5% and so on.

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