Is it appropriate to buy when the fund pays dividends?
Whether to buy a fund when paying dividends depends on the specific situation and the investors' own ideas. If you buy before date of record when paying dividends, you can still participate in dividends. However, if you sell it after dividends, you need to pay an expensive handling fee, which is not cost-effective. Therefore, whether to buy a fund that is about to pay dividends depends on the development prospects and net value of this fund in the later period, because fund dividends are not an important criterion for evaluating the quality of the fund.
When the fund pays dividends, if the environment is not good, then the net value after dividends will generally not be able to go back, and it is useless to buy it. If the environment is good, most people's net capital will go back soon after dividends. After all, there are still many people in the market who like to buy dividend-paying funds.
Should the fund buy in time after dividends?
The net value of the fund will fall after dividends, and buying at this time is in line with the strategy of buying on dips. But for investors who buy at this time, if the fund rises in the future after the net value decreases, it may get more income. If the net value of the fund does not rise or even fall in the future, they will not buy at a low level, but at a high level, so whether the fund will buy after dividends depends on the actual situation.
Buying a fund mainly depends on the performance of the fund, but whether the fund pays dividends is not the biggest criterion to measure the performance of the fund. What we need to focus on is the growth space and motivation of the fund's net value. Dividend is the cash way to increase the fund's net value, and the more dividends the better.
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