How to calculate the fund handling fee?
The calculation formula of fund sales expenses, the specific details are reported by Bian Xiao of Southern Fortune Network. Fund redemption fee refers to the handling fee paid by investors who already hold fund shares to fund managers during the existence of open-end funds. How to calculate the fund selling fee? How to calculate the fund redemption fee? How to calculate the fund selling fee? There are generally three kinds of fees for purchasing open-end securities investment funds: one is to pay "subscription fee" when purchasing newly established funds; Second, the purchase of old funds needs to pay a "subscription fee"; Third, you need to pay a "redemption fee" when the fund is redeemed. The general subscription rate is 1.2%, the subscription rate is 1.5%, and the redemption rate is 0.5% (money market funds are free). The calculation formula of fund redemption is: total redemption amount = redemption quantity × net value of fund share on redemption day = total redemption amount × redemption rate; Redemption amount = total redemption amount-redemption fee The redemption fee of other funds is calculated as follows: redemption fee = fund share × current fund net value × redemption rate. Generally, there are three situations: 1.0 ~ 1 year redemption rate is 0.5%; 2. The redemption rate for1~ 3 years is 0.25%; The redemption rate in 3.3 years is 0. Termination of fixed investment. You can find your current fixed investment quota agreement in online banking, and then apply for termination, so don't worry. It will definitely be confirmed. Continue to make a fixed investment and do nothing. Some fund companies will automatically deduct money. You can consult yourself for details. To redeem the held fund shares, click Redeem in the held fund. Of course, you can hold it for a period of time and then redeem it, completely unaffected by the termination of the fixed investment. The redemption fee is generally 0.5%. If it is a back-end fund, the back-end subscription fee (generally higher than the front-end subscription fee 1.5%) should be paid in addition to the redemption fee. Purchase fee. Generally, it is 0.5% of the total amount of 65438+, and online purchase can be discounted to 0.6%. Redemption fee. Generally 0.5%. As the fund fee is not low, short-term operation is not recommended. day trading may generate a lot of fees. It is recommended to hold it for a long time. In the period of economic development, the overall trend of funds is still rising. Funds are relatively stable investment methods.