Funds are a popular financial product that can help investors diversify risks.

So what are the tips for buying funds?

Can I buy new funds?

Xicaijun has also prepared relevant content for everyone’s reference.

What are the tips for buying funds?

1. Choose excellent fund companies and fund managers.

The strength and level of fund companies and fund managers directly affect the performance of the fund.

Choosing excellent fund companies and fund managers can increase the probability of making money from investment. Investors can make judgments by comparing the size of the fund company, the fund manager's years of experience, and historical performance.

2. Choose funds with low fees.

Purchasing funds generally requires payment of transaction fees, including subscription fees, redemption fees, management fees, etc.

The lower the fund fee rate, the more beneficial it is to investors’ returns.

Generally speaking, index funds have lower fees, while actively managed funds have higher fees.

In addition, different fund sales channels will also have different rate discounts, and some online platforms may have greater discounts.

3. Adopt appropriate investment strategies. Fund investment strategies are mainly divided into two types, including one-time investment and fixed fund investment.

One-time investment refers to buying all the funds into one or several funds at a certain point in time, while fixed investment refers to buying a fixed amount at fixed intervals.

One-time investment requires a strong ability to judge market conditions, while fixed investment can spread the cost of funds and is more suitable for long-term investment.

Can I buy new funds?

There is no absolute answer to whether a new fund can be bought. When investors buy a new fund, they should carefully analyze the fund's investment strategy, management team, fee structure and other information based on their own investment goals, risk tolerance, etc.

Generally speaking, the subscription fees for new funds are lower, and some new funds even waive subscription fees, which can reduce investors' costs.

However, newly issued funds may have the risk of failed fundraising or delayed establishment, which will affect the efficiency of investors' capital use.