Not necessarily, it depends on your average cost. You said you bought a fixed investment, so the price is different every time. If your average cost is higher than the current net value, you earn, but you lose! I suggest you stick to holding and sticking to fixed investment. Now the index is more than 2800 points. When did you decide? The more you fall, the more you have to decide. According to your financial situation, your total cost will be low and you can get rid of it quickly. When you are high, you decide that you are afraid of falling. That's not very unreasonable. Fixed investment is a long-term investment. Why do you think someone is rushing to buy funds at four or five thousand? As a long-term investment, there is absolutely no problem. Another small building of Huaxia dividend is a hybrid fund. Consider setting an index for the current market. Dividends are not bad. If the dividend is well distributed and the net value does not fall, that is the real dividend. Now I think fund companies will definitely predict the changes in the market, buy the stocks they hold and switch positions! Huaxia dividend performance has been good, but after the change of fund manager, the performance is flat. You can try another fixed investment ... consider the index.