The portrait of contemporary youth, when paying wages, is actually reminding young people that financial management is right, but how to manage money and how to understand the risks of financial management, young people, do you really know, do you really understand, will you really avoid these risks? Now let's talk about it in detail. What are the risks of buying a fund?
Trap many people will think that buying stocks will be trapped when they see this word, and will buying foundations be trapped? What is assembly? Explained by ordinary people, that is to say, we give money to fund companies, and then let fund companies buy stocks, bond currencies and these wealth management products, but these wealth management products also have certain risks, especially now many young people will choose index funds, so the risk will be greater, so the risk of being quilted is also increasing.
It is impossible to lose all your money. If you buy a foundation and lose all your money, if the market really loses all its money, if the market is really like a roller coaster that is out of control and the index jumps up and down irregularly, then you lose all your money. This phenomenon will appear, and some people will say, then I can redeem it.
Young man, you really don't know what a fund is? When you redeem the fund from the fund company, the fund company will sell the corresponding shares, but when the fund company has no shares to sell or no one takes over the sold shares, your shares will become worthless and will be wiped out.
Don't think I am alarmist when I am in debt. Some young people around me have started to borrow money to buy funds, because in 20 19 and 2020, they saw opportunities for funds to make money. After their own detailed analysis, they think that it is profitable to borrow money to buy funds and then repay the principal, but they do not fully consider the risks in the market. If there are risks in the market, they will not lose everything.
They will also owe huge debts, investment needs to be cautious, buying funds needs to be rational, and the market never lacks passion, but the market has always been ruthless. When you don't know anything, you desperately want to make money, and finally only the result of losing money is waiting for you.