The mortgage rate of agricultural bank certificates of deposit 1, and the mortgage rate of certificates of deposit in the same currency is 90%; 2. The maximum pledge rate of certificates of deposit in different currencies shall not exceed 80%.
The mortgage rate of certificates of deposit refers to that banks handle loans according to a certain proportion of the amount of certificates of deposit when handling certificates of deposit business. For example, if the deposit amount is 10000 yuan and the deposit pledge rate is 90%, then the bank loan amount will not exceed 9000 yuan.
Second, the agricultural bank deposit certificate
You can do it at the counter, 90%. Couple's ID card, marriage certificate, household registration book, deposit certificate, couple's double signature, no more than three days at the latest, and the loan can be released as soon as possible!
Iii. 20 15 Agricultural Bank deposit interest rate
The deposit interest rate of ABC fluctuates on the basis of the central bank's benchmark interest rate. 20 15 the latest benchmark interest rate table of central bank loans is as follows.
The maximum amount of the certificate of deposit is 10% of the pledged certificate of deposit. For example, 450,000 can borrow up to 405,000, and the term is generally within one year. After the deposit certificate is frozen, it cannot be thawed before the loan is paid off.
The interest on prepayment is calculated on a daily basis, once a day. The interest rate implements the benchmark interest rate. Generally, there is no handling fee for this kind of loan. As long as the interest loan execution rate is allowed to float on the benchmark interest rate, it is recommended to contact the loan handling bank for specific verification.
Extended data
The Agricultural Bank of China passed the national.
There are 24,064 branches, 30,089 ATMs and 65,438+065,438+0765,438+0 overseas correspondent banks in the world, providing convenient, efficient and high-quality financial services to more than 350 million customers worldwide with the most extensive network system and leading information technology advantages.
There are 2,346/kloc-0 domestic branches of China Agricultural Bank, including the head office, 32 tier-one branches, 5 directly affiliated branches, 3 16 tier-two branches, 3,479 tier-one branches,19,573 grass-roots business institutions and 55 other institutions.
Overseas branches include 3 overseas branches and 4 overseas representative offices. The main holding subsidiaries include 6 domestic holding subsidiaries and 3 overseas holding subsidiaries.
Agricultural Bank of China
With branches all over China, the Bank has become a large modern commercial bank with the largest number of branches and the widest business scope in China. The business field of Agricultural Bank of China has developed from the initial agricultural credit and settlement business to a full range.
Able to handle all kinds of international and domestic financial business, mainly including:
Deposit service/comprehensive loan service/foreign exchange financing/RMB financing/overseas financing on behalf of customers/bank card/remittance settlement/safe deposit box rent payment service
Salary service/overseas financial service/electronic banking service/private banking/financing business/domestic payment and settlement/international settlement/fund-related business/corporate wealth management service/financial institution service.
At the same time, it also provides a variety of corporate banking and retail banking products and services, and conducts self-operated and agency fund business, covering investment banking, fund management, financial leasing, life insurance and other fields.