Harvest theme mix belongs to steady growth, grasping the structural opportunity of securities market development and pursuing excess returns by using theme investment method.
One is a passive index fund, and the other is an active and steady fund, with balanced offensive and defensive, complementary advantages and reasonable collocation.
My personal combination is Harvest 300 and E Fund Value Growth. In order to avoid systemic risks, it is not appropriate to choose the products of the same fund company and the same type of fund products. Harvest 300 is a passive index fund with low cost, which is in line with the Shanghai and Shenzhen 300 Index. E Fund's value growth is an active stock fund. The two combinations complement each other for your reference.
There is not much money, so there is no need to disperse the fixed investment. Use time to compound interest to make money for you and concentrate on one or two funds. The fund must choose the back-end charging mode for fixed investment, and can choose the dividend method for reinvestment.
At present, the Shanghai Composite Index is less than 2600 points. It is conservatively estimated that after five years, the index will reach 5200, and the initial investment will inevitably double. The index of 10 must reach 10000, and it is not a big problem to double the initial investment. China is developing much faster than the United States in 1970s and 1980s, when the American Dow rose by 10 times in ten years. China stock market is obviously undervalued. Since 2004, the stock index has been almost flat, but the economic development has increased by an unknown amount, with an average annual growth rate of 10%, so my estimated investment income is very conservative. As long as you have firm confidence, the future return can only exceed your imagination.