The lower the net subscription value of the fund, the better. The low net value of some funds may be due to the poor investment level of fund managers, and the target of investment plummeted, resulting in a continuous decline in net value. In this case, investors may lose money when buying, and even close their positions when the net value falls to a certain extent. For those fund managers with high investment level and low net worth, investors had better buy such funds with low net worth, because the market is not good or dividends are high.

When buying a fund, investors should not only look at the net value of the fund, but also comprehensively consider the following factors:

1, capital return rate

The fund withdrawal rate refers to the degree to which the net value of the fund falls from the highest position to the lowest position within a period of time. Generally speaking, the greater the capital withdrawal rate, the greater the capital fluctuation and instability, and the smaller the capital withdrawal rate, the smaller the capital fluctuation and stability.

2. Historical performance of fund managers

The historical performance of fund managers reflects the investment level of fund managers. Generally speaking, the better the historical performance of fund managers, the higher their investment level, and the greater the probability of such funds rising in the later period. On the contrary, fund managers with poor historical performance are more likely to manage funds that fall later, so investors should choose funds with better historical performance to invest.

3. Fund investment objectives.

The trend of fund investment target will also affect the trend of fund net value and investors' expectation of future income. Investors should choose those funds whose fund targets are on the rise and have great development potential and prospects.

4. The establishment time and rating of the fund.

The shorter the fund is established, the lower the rating and the higher the risk. Investors should choose funds that have been traded for a long time and have been established for at least 1 year and have a high rating.