Alipay sells fund funds to Yu 'ebao, which is a rule formulated by Alipay platform. As long as the balance treasure is opened, the funds purchased through Alipay will be transferred to the balance treasure after being sold, and the same is true for using Alipay to pay. If money is deducted from the bank card, the resulting refund will also be returned to Yu 'ebao.

Alipay belongs to the consignment platform of funds, and the funds on Alipay belong to open-end funds, and the principle of T+ 1 is generally followed for purchase and redemption.