In the final analysis, the fund is to use ordinary people's money to speculate on small-cap stocks and theme stocks, thus making huge profits. The fund uses its own funds to open positions and uses the money of ordinary people as a boost fund. When we reach the high position, we will take over the offer at the high position with the money of the basic people, and we will have our own funds to ship the goods smoothly. This is the only way for the fund to make money. The fund must firmly trap the people's money, and at the same time, it can't lose too much, so that it can earn a huge sum that can be arbitrarily controlled.
The fund's fixed investment is a Ponzi scheme in disguise, provided that the previous index slowed down, but the reality of zero growth of the Shanghai Composite Index in ten years made it completely bankrupt.
Not only that, the fund often manipulates the index, making it hovering at a high level for a long time, but hovering at a low level for a short time. Under this circumstance, most of the funds invested by the basic people are bought at a high level, and the good expectation of lightening positions at a high level and overweight at a low level has completely become a fantasy.
In fact, there is a very simple method, similar to a fixed investment, that is, buying bank stocks and making a fixed investment. The target can be people's livelihood, Huaxia, China Merchants, Pudong Development or Xingye. After five years, capital gains plus dividends will be considerable. Of course, the short-term increase of the banking sector in the early stage is too large, so you can wait for a wave of correction before buying.