This investment ratio is mandatory.

1. High-risk funds are called stock funds, with high risks and high returns, and the stock holding position cannot be less than 8%.

2. Bond funds mainly invest in government bonds, financial bonds and corporate bonds. The risk is small and the income is not high.

3. Money fund, the most familiar balance treasure is one of them. Only investing in the money market, such as treasury bonds, commercial paper, bank time deposit certificates, short-term government bonds, corporate bonds, interbank deposits, etc., has the lowest risk and can be said to be basically risk-free.