Legal Analysis: Into the medical card.

When an employer participates in the urban employee basic medical insurance for the first time, it shall pay a one-time start-up fund for the insured persons in accordance with regulations.

The full amount of the one-time start-up capital will be transferred to the personal account of the insured person.

Personal accounts include the basic medical insurance premiums paid by the insured individuals, the portion transferred from the overall pool fund, one-time start-up funds, interest and other income.

The principal and interest of a personal account belong to the individual and can be carried forward for use and inheritance.

Legal basis: Article 2 of the "Social Insurance Law of the People's Republic of China" The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury,

The right to obtain material assistance from the state and society in accordance with the law in cases of unemployment, childbirth, etc.

Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical insurance and basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Article 28 Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.