First, the provincial social security value is based on the whole province, and the municipal social security refers to the whole city. The so-called overall planning scope refers to the scope where social security expenses are merged into the same scope for unified call.
Second, so far, only a few provinces, such as Beijing, Shanghai and Shaanxi, have realized the province-wide overall planning of endowment insurance, and the national overall planning has no end in sight for the time being; In terms of medical insurance, only a few provinces such as Shandong and Qinghai have realized the overall planning of medical insurance in the whole province; As far as work-related injury insurance is concerned, a few months ago (2065438+June 2007), Ministry of Human Resources and Social Security and the Ministry of Finance issued the Guiding Opinions on Provincial Overall Planning of Work-related Injury Insurance Funds, requiring that all provinces should fully realize provincial overall planning of work-related injury insurance before the end of 2020.
Third, the difference between provincial and municipal planning:
1, the payment base is different. The payment base of provincial overall planning is based on the average monthly salary of employees in the whole province last year, and the municipal overall planning is based on the local city.
2. The money at the provincial level will eventually flow to the funds managed at the provincial level, and the money at the provincial level will eventually flow to the funds managed at the municipal level.
3. Therefore, the former has a wider scope of application and is universal in the whole province, while the latter can only be used in the local market.
4. The scope of the former, the insured object, the rate policy, the payment standard, the work-related injury identification and labor ability appraisal methods, the treatment payment standard, the handling process and the information system are unified in the whole province, while the latter is only unified in the whole city.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.