1. Dividends from the cash department will be transferred to the bank card, with a time difference. Please refer to the fund prospectus. "T+7" means that the fund shares are transferred to personal accounts 7 days after being sold.

2. Funds have broad and narrow definitions. A fund in a broad sense refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. People usually refer to funds mainly as securities investment funds.

3. Dividends are dividends paid to investors by joint-stock companies every year according to a certain proportion of their share in profits. It is the return on investment of listed companies to shareholders. Dividend is a way to distribute the current year's income to shareholders after withdrawing statutory provident fund, public welfare fund and other items according to regulations. Usually, after receiving dividends, shareholders will continue to invest in the enterprise to realize compound interest. Ordinary shares can enjoy dividends, and preferred shares generally do not enjoy dividends.