The contribution rate of the employer is 28% of the total wages of the employees of the unit.

, the employee's contribution ratio is 65438+ 09% of my contribution salary base.

The housing security fund of Class A plan is subject to floating payment, which is paid by the employer and the employee through consultation, and the floating payment part is not mandatory. The upper limit of housing floating payment ratio is 8% of the salary base of insured employees.

, jointly paid by the employer and the insured employees. The upper limit standard of housing floating deposit ratio will be adjusted according to the deposit ratio of housing provident fund in provinces and cities in the future.

(2) The contribution rate of scheme B is 3 1%.

Among them, the contribution rate of the employer is 20% of the total wages of the employees of the unit.

, the employee's contribution ratio is 165438+ 0% of my contribution salary base. Article 20

The social insurance (provident fund) in the park sets the account entry ratio according to the type and account setting of the comprehensive social security plan. After the implementation of these provisions, the accounting proportion of various comprehensive social security plans is as follows:

(1) The proportions of individual accounts in Class A plans and social pooling accounts are: 8% for the aged (including 6% for supplementary accounts for the aged), 3% for medical care, and 0/6% for housing.

, pension account 1%, medical account 2%, work injury account 1%, unemployment account 1%, maternity account 1%, special supplementary account 14%.

The individual contributions of employees participating in Class A plan are fully included in their social insurance (provident fund) personal accounts, including 8% of pension personal accounts (including 6% of supplementary pension accounts) and 3% of medical personal accounts.

, housing personal account 8%; Except for 8% paid by the employer, the rest of the individual housing account is accounted for separately according to the proportion of Class A planned social pooling account.

The housing floating payment part of Class A plan is all included in the individual account of the insured employee's housing.

(2) The proportion of personal account and social pooling account in Class B plan is 8% for pension and 3% for medical care respectively.

, pension account 15%, medical account 2%, work injury account 1%, unemployment account 1%, maternity account 1%.

The personal contributions of employees participating in Class B plan are fully included in their social insurance (provident fund) personal accounts, of which 8% are pension personal accounts.

, medical personal account 3%; The employer's payment shall be accounted for separately according to the proportion of social pooling accounts in Class B plan. Ask close questions

Please answer my specific situation with data analysis.

Hehe, in fact, you don't have to watch so much. The payment ratio of Class A is higher than that of Class B. The details of various accounts show that some accounts of Class A are higher than those of Class B, and some are the same as those of Class B, but not lower than those of Class B. As for housing provident fund, there is no clear stipulation that Class B pays housing provident fund, but the social security payment is less. If you only consider buying a house, it is the same for the company to give you 16%.

(1) The contribution rate of Scheme A is 47%.

The contribution rate of the employer is 28% of the total wages of the employees of the unit.

, the employee's contribution ratio is 65438+ 09% of my contribution salary base.

(2) The contribution rate of scheme B is 3 1%.

Among them, the contribution rate of the employer is 20% of the total wages of the employees of the unit.

, the employee's contribution ratio is 165438+ 0% of my contribution salary base.

No, Class A pays a large proportion, and there is no specified proportion in the housing provident fund. If it is suggested to pay Class A, Class A itself contains 16% of the individual housing account, and it is not necessary to pay separately.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.