With the rapid development of economy, funds are gradually becoming the first choice for people to manage their finances, and the calculation method of fund income is also one of the topics that people often pay attention to. So, how does the fund calculate the income formula? In this article, we will analyze this problem from many angles.

I. Calculation formula of individual fund income

For the income calculation of a single fund, there are the following formulas:

Yield =(T- 1 daily net value) /T- 1 daily net value.

Among them, T-day net value refers to the net value of fund units on a certain day, and T- 1 day net value refers to the net value of fund units on the previous day. The above formula calculates the rate of return of a single fund.

For example, if the net value of a fund unit on a certain day is 1.2 yuan, and the net value of the previous day is 1 yuan, then the rate of return on that day is (1.2-1)1= 0.2 = 20%.

Second, the income calculation formula of multiple funds

For the income calculation of multiple funds, the following formula can be used:

Combination rate of return =( 1 fund share × 1 fund rate of return+second fund share × second fund rate of return +...+N fund share× n fund rate of return)/total share

Where 1 fund share refers to the percentage of the total amount of funds you have invested in 1 fund, and the rate of return of 1 fund is calculated with reference to the above formula for calculating the income of a single fund, and the calculation methods for other funds are the same.

For example, suppose you bought three funds, A, B and C, within a certain period of time, and the amounts you bought were 1 1,000 yuan, 2,000 yuan and 3,000 yuan respectively. At this time, the way to calculate the portfolio return rate is: (1000/6000×A return rate +2000/6000×

Third, how to calculate the income?

When you know the rate of return of the fund, you can calculate the income as follows:

Income = investment principal × rate of return

For example, if you invest 10000 yuan in a certain period of time, then the return rate of the fund during this period is 10%, and the income you get is10000×10% =1000 yuan.

In short, the above are several basic calculation methods of fund income. If you are an investor, I suggest you master the above calculation methods as much as possible, which can help you better monitor the income of the fund and protect your investment interests to the greatest extent.