Matching repayment of principal and interest (3.87%): monthly repayment is 65,438+0,409.85 yuan, and 30-year interest is 207,547.22 yuan.

2. What is the general interest rate for portfolio loans?

The interest rate of portfolio loans in Nanchang is generally 2.75% for loans with a term of less than five years (including five years) and 3.25% for loans with a term of more than five years. According to the relevant interest inquiry, the interest rate of Nanchang portfolio loan is generally 2.75% for loans with less than 5 years (including 5 years) and 3.25% for loans with more than 5 years. For portfolio loans, the interest rate of provident fund loans shall be implemented for the provident fund loans.

3. What is the general interest rate for portfolio loans?

The interest rate of portfolio loans in Nanchang is generally 2.75% for loans under five years (including five years), 2.75% for loans under five years (including five years) and 3.25% for loans over five years. For portfolio loans, provident fund loans are classified as follows.

4. What is the interest rate of Nanchang Bank's large deposit?

Every bank is different. The interest rate of three-year certificates of deposit for six major state-owned banks is 3.98%, which is slightly higher for local commercial banks. For example, the interest rate of three-year certificates of deposit of Nanchang Bank and Jiujiang Bank is 4.2625%.