The complete handbook policy for college students' entrepreneurship pays attention to the preferential policies for college students' entrepreneurship. In recent years, in order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. For college students who plan to start a business, only by understanding these policies can they take the first step in starting a business. According to the relevant regulations of the state and the Zhejiang provincial government, fresh college graduates in Jinhua can enjoy four preferential policies: free risk assessment, free policy training, free loan guarantee and partial tax reduction and exemption, including: ■ self-employed college graduates (including college graduates, undergraduates and graduate students) are exempted from paying the registration fee for self-employment, self-employment management fee and the cost of economic contract demonstration text within 1 year from the date of approval. In addition, if you start an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years. ■ College students who start their own businesses can apply for a loan guarantee of up to 70,000 yuan from the bank and enjoy a loan discount. ■ Shanghai has set up a special entrepreneurship education and training center for recent college graduates to provide free project risk assessment and guidance for college students to help them better grasp market opportunities. Examination conditions: College students should pay attention to the following issues when starting a business: First, they should have mature psychological preparation and be more suitable for starting a business; Second, don't be superstitious about your own creative projects or your own patented technology or achievements, and conduct full market research; Third, don't want to "eat a fat man in one bite", but have a stable entrepreneurial mentality; Fourth, it is best for college students to start a business in partnership rather than alone. The bank's requirements for the loan applicant are (1) at least 18 years old, with legal and valid identity certificate and legal residence certificate of the place where the loan bank is located, and with fixed residence or business premises; (2) Hold the business license issued by the administrative department for industry and commerce and the business license of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest; (3) The borrower has certain self-owned funds for investment projects; (4) The loan shall be used in accordance with relevant national laws and bank credit policies, and shall not be used for equity investment; (5) Open a settlement account in the bank, and the operating income will be settled by the bank. The loan applicant shall provide the application materials (1), the identity documents of the borrower and spouse (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status; (2) Proof of repayment ability such as personal or family income and property status; (3) Business licenses and business licenses of relevant industries, relevant agreements, contracts or other materials for loan purposes; (4) Guarantee materials: the ownership certificate and list of the collateral or pledge, the certificate that the person with the right to dispose of it agrees to mortgage (pledge), and the mortgage (pledge) certificate issued by the evaluation department recognized by the bank.