The expenses incurred in the management of the fund on behalf of China Everbright Bank mainly include fund management fees, fund custody fees and information disclosure fees, which are borne by the fund. For money market funds and some bond funds that do not charge subscription and redemption fees, a certain sales service fee can also be accrued from the fund assets according to relevant regulations, which is specially used for the sales of the fund and services to fund holders.

in addition, in the process of fund sales through China everbright bank, there will also be some expenses borne by fund investors themselves, mainly including subscription fees, subscription fees, redemption fees and fund conversion fees. These fees are generally charged directly when investors subscribe, purchase, redeem or convert. The subscription fee can be charged when investors buy funds, that is, the front-end subscription fee; It can also be charged when the investor sells the fund, that is, the back-end subscription fee, and its rate is generally decreasing according to the holding period.