The 2022 Intermediate Economist Examination will officially start in three days. Are the candidates currently prepared for the exam and ready to take the exam at any time?

In this article, I have collected and compiled a list of necessary pre-examination questions and answers for the 2022 Intermediate Economist Examination for your reference and study. All candidates are welcome to read this article!

Economic Basics Single Select A listed bank suffered losses due to risk exposure, and its total capital adequacy ratio dropped to 6%. Therefore, it issued 4 billion yuan of preferred shares to supplement capital. At this time, the bank's risk-weighted assets were 100 billion yuan, and its total capital adequacy ratio

The difference from the Basel III regulatory standards is ( ).

A. More than 2 percentage points B. More than 1.5 percentage points C. Less than 1.5 percentage points D. Less than 0.5 percentage points Correct answer A Answer analysis The Basel Committee has determined three minimum capital adequacy ratio regulatory standards, and the common stock adequacy ratio is 4.5%

, the Tier 1 capital adequacy ratio is 6%, and the total capital adequacy ratio is 8%.

Capital adequacy ratio is the ratio of a bank's capital to its risk-weighted assets.

According to the title, the bank's risk-weighted assets are 100 billion yuan. When the total capital adequacy ratio drops to 6%, the total capital is 6 billion. According to the title, 4 billion yuan of preferred shares are issued to supplement capital. It can be seen that the total capital becomes 640

=10 billion yuan, so the total capital adequacy ratio at this time = 100÷1000×100%=10%, and the total capital adequacy ratio required by the Basel Committee is 8%, so option A is correct.

Human Resources Single-choice It is not in compliance with the law for an employee to terminate the labor contract due to ( ).

A. The employer fails to pay overtime pay immediately after the employee works overtime. B. The employer fails to pay wages to the employee in full and on time. C. The employer forces the employee to work by threats. D. The employer fails to pay social insurance for the employee.

Correct answer A Answer analysis If the employer has one of the following circumstances, the employee may terminate the labor contract: (1) Failure to provide labor protection or labor conditions as stipulated in the labor contract; (2) Failure to pay labor remuneration in full and on time;

(3) Failure to pay social insurance premiums for workers in accordance with the law; (4) The rules and regulations of the employer violate the provisions of laws and regulations and damage the rights and interests of workers; (5) Because the employer uses fraud, coercion or takes advantage of others' danger,

Allowing workers to conclude or change a labor contract against their true intentions, rendering the labor contract invalid; (6) Other circumstances under which laws and administrative regulations stipulate that workers can terminate labor contracts.

If the employer forces employees to work by means of violence, threats or illegal restrictions on personal freedom, or if the employer violates regulations and orders or forces risky operations that endanger the personal safety of employees, the employees may terminate the labor contract immediately without notifying the employer in advance.

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Business Administration Single choice Among the common motivations for international direct investment, in order to avoid exchange rate risks, the motivation to obtain natural resources and raw materials belongs to ( ) motivation.

A. Market-oriented B. Cost-reduction-oriented C. Preferential policy-oriented D. Diversified investment risk-oriented Correct answer B Answer analysis The motivations for international direct investment mainly include market-oriented motives, cost-reduction-oriented motives, technology and management

Oriented motives, diversified investment risk-oriented motives and preferential policy-oriented motives.

Among them, cost-reducing motivations mainly include the following situations: ① for the consideration of obtaining natural resources and raw materials; ② for the consideration of utilizing foreign cheap labor and land and other production factors; ③ for the avoidance of exchange rate risks.

④ For the consideration of using the tariff rates of various countries to reduce production costs; ⑤ For the consideration of utilizing idle equipment, industrial property rights, proprietary technologies and other technical resources.