When is it suitable for bargain-hunting funds?
1, see the maximum withdrawal rate.
Look at the maximum withdrawal rate of fund companies in the last three to five years, and then consider when to bargain according to the maximum withdrawal rate of enterprises. Generally speaking, the maximum extraction rate refers to the maximum value of the yield extraction interval when the net product value reaches the lowest point at any historical point in the selected period.
2. Look at the fund valuation
When the valuation of the fund falls to a suitable position, consider bargain hunting.
Is the risk of fund bargain-hunting big?
The risk of fund bargain-hunting is relatively high. When the fund bargain-hunting, don't think about bargain-hunting at the lowest point, judge that it appears in a position worth buying, and then buy it through fixed investment, so that even if it falls, it can continue to spread the cost evenly and show the charm of "smile curve".
When the fund falls to the right position, you can slowly add positions and bargain-hunting. In addition, funds are long-term products, and long-term holding can also reduce risks. But remember to find a good fund to bargain-hunting when the fund is bargain-hunting.
If you choose the wrong fund and copy it halfway up the mountain, you will lose money, or the fund itself will not work. Every time you bargain-hunt, it will be like a bottomless pit. You can give up bargain-hunting and stop loss in time.
There are many aspects to be considered in fund bargain hunting. Everyone must copy the bottom according to their own abilities.