You can! Small loans issued by lending institutions for laid-off workers or disabled people. The guarantee institution established by * * * provides the guarantee. The longest loan period is no more than 2 years, with a minimum of 2,000 yuan and a maximum of 20,000 yuan.

Different applicants and different loan types need to provide different loan application materials. Common personal data such as: identity certificate, work certificate, residence certificate, etc. Enterprise application materials, such as business license, financial statements, loan cards, etc. Financial proof of mortgage loans such as real estate and automobiles; Credit loans such as income certificate and bank card statement.

There are two disabled people in the family who can apply for poverty alleviation and entrepreneurship loans?

Poverty alleviation and entrepreneurship loan is a form of credit activity that banks or other financial institutions lend monetary funds at a certain interest rate and must return them, in which the interest rate is provided by banks free of charge or paid by * * * or corresponding institutions under agreed conditions. Therefore, first of all, determine with local lending institutions whether there is a poverty alleviation and entrepreneurship loan policy. After meeting the loan conditions, you can directly apply for poverty alleviation and entrepreneurship loans.

Application conditions:

The loan applicant must have certain repayment ability;

Having legal business procedures and breeding certificates;

Having fixed business premises, farms and certain self-owned funds;

The business project conforms to the national industrial policy;

Personal credit is good.

How much can I apply for the disabled entrepreneurship fund? Where can I apply for a disability certificate?

Beijing individual

enterprise

Two gears

Individual maximum 20,000

The enterprise has a maximum of 40,000.

If you are disabled in Beijing, please consult the local Disabled Persons' Federation.

Can disabled people apply for interest-free loans?

Persons with disabilities should consult the local civil affairs bureau or the foundation for the disabled when applying for business loans. If the Civil Affairs Bureau or the Disabled Persons' Foundation happens to have the project funds you started, you can apply for a discount loan from the Civil Affairs Bureau.

Persons with disabilities who are willing to start a business need to prepare the following materials when applying for a small secured loan:

1, disability certificate and employment unemployment registration certificate issued by the labor and social security department;

2. A written application for a small secured loan;

3. ID cards and household registration books of both husband and wife of the loan applicant, and provide marriage certificate or unmarried certificate when necessary;

4. The original and photocopy of the business license, the house lease agreement, and the registration date of the business license after June 65438+February 65438+June 6, 2008 shall be used for small secured loans with the employment unemployment registration certificate;

5. The loan applicant whose business premises are inconsistent with the registered permanent residence must provide the credit certificate issued by the village, township (street) or community labor security agency where the registered permanent residence is located when applying for the business premises.

Therefore, the above-mentioned personnel should make full preparations before applying for small secured loans, so as to save the loan processing time.

Can disabled people apply for small loans?

Engaged in self-employment, self-financing shortage of laid-off workers in cities and towns, urban retired soldiers and other registered unemployed people in cities and towns, can apply for a small secured loan of less than 20,000 yuan with a term of no more than 2 years. Engaged in low-profit projects (cottage industry, repair and repair, book lending, hotel service, catering service, dyeing and sewing, copying and typing, haircut, small dining table, small commodity retail, moving, hourly service, household cleaning and sanitation service, primary health care service, infant care and student education service, education and training for the disabled, elderly care, patient care, child care and student transfer service, individual transportation, etc.). ) planting and breeding, agricultural and sideline products processing, clothing, shoes and hats manufacturing, leasing services, cultural and sports services, intermediary services, cleaning and greening services, recycling and utilization of waste materials), holders of re-employment concession cards and retired soldiers in cities and towns will be fully subsidized by their loan interest. Belonging to unemployed people in other towns, the loan discount is 50%.

I am disabled and have a minimum living allowance. Can I apply for a business loan?

Yes, you can.

The most common is bank risk loans. This kind of loan refers to a special loan with effective guarantee approved by the bank, which is issued by an individual who has the ability to operate or has been engaged in production and business activities because of the funds for starting or re-starting. However, it needs economic repayment ability to determine the amount, which is generally up to 500,000 yuan. When applying for such loans, three points are more important and necessary: first, the loan applicant must have a fixed residence or business premises. Second, business license and business license, stable income and ability to repay principal and interest; The third and most important point is that the projects invested by entrepreneurs already have their own funds.

I am disabled and need to apply for a loan to start a business.

It is difficult to get loans without collateral and guarantors, but you can choose projects with small investment, no operating costs and large development space.

Can every disabled person apply for an interest-free business loan?

1. When a disabled person applies for an interest-free loan for starting a business, that is, when a disabled person who is willing to start a business applies for a small secured loan, the following materials need to be prepared:

1) Disability certificate and employment unemployment registration certificate issued by the labor and social security department;

2) A written application for a small secured loan;

3) ID cards and household registration books of both husband and wife of the loan applicant, and provide marriage certificate or unmarried certificate when necessary;

4) The original and photocopy of the business license, the house lease agreement, and the Employment Unemployment Registration Certificate if the registration date of the business license is after June 65438+February 65438+June 6, 2008;

5) When applying for business premises, loan applicants whose business premises are different from their registered permanent residence must provide the credit certificate issued by the village, township (street) or community labor security agency where the registered permanent residence is located.

2. Microfinance is a commercial loan centered on individuals or families. The loan amount is generally more than 1 1,000 yuan and less than 200,000 yuan. Microfinance is an extension of microfinance in technology and practical application. Microfinance in China: It mainly serves agriculture, rural areas and small and medium-sized enterprises. The establishment of small loan companies has rationally pooled some private funds, standardized the private lending market, and effectively solved the financing difficulties of agriculture, rural areas and small and medium-sized enterprises.

How to apply for the start-up fund of the disabled foundation?

1. Apply to the Foundation for the Disabled and fill in the application form.

2. The government implements tax reduction and exemption policies for urban and rural welfare enterprises and institutions for the disabled and disabled individual workers, and gives support in production, management, technology, capital, materials and venues. Local people and relevant departments should identify products suitable for the disabled, give priority to the production of welfare enterprises for the disabled, and gradually determine that some products are exclusively produced by welfare enterprises for the disabled. * * * The relevant departments shall set a certain amount for the disabled when issuing the recruitment and employment indicators for employees.

3. The relevant departments should give priority to the issuance of business licenses for disabled people who apply for self-employment, and take care of them in terms of venues and credit. For rural disabled people engaged in all kinds of productive labor, the relevant departments should give help in production services, technical guidance, agricultural materials supply, agricultural and sideline products acquisition and credit.

To apply for a loan with a business license, what materials should I prepare and how many loans can I apply for? How much is the interest?

When you say this kind of unsecured loan, you generally need your business license, organization code certificate, tax registration certificate, account opening permit, organization credit code certificate, loan card, company profile, capital verification report, articles of association, legal person ID card and household registration book, proof of marital status, property right of business premises or lease contract, and recent financial statements (usually about 3-6 months), which is generally so much. Of course, different banks require it.

I hope it will be helpful to you and I hope it will be adopted.