Is the risk of fund bargain-hunting big? Is there any corresponding income? As the saying goes, risks and benefits coexist, so what about buying funds at the bottom? The following is how to buy bargain-hunting funds compiled by Bian Xiao, hoping to help everyone.
How about buying a fund at the bottom?
The risk of fund bargain-hunting is very great. When funds bargain-hunting, don't always think about bargain-hunting at a low point, distinguish that it appears in a position worth buying, and then buy it through a fixed investment fund, so that even if it falls, it can continue to spread the cost evenly, showing the unique charm of "ratchet effect".
When the fund falls to a specific position that suits you, you can gradually buy it to copy the bottom. In addition, funds are long-term products, and risks can also be reduced through long-term investment. However, remember to invite good funds to bargain-hunting when the funds bargain-hunting.
If you choose the wrong fund and copy it on the mountainside, it is a loss, or the fund itself is not good. Every time you copy, it will be like a bottomless pool, which will fall more and rise less. You can abandon the copy and break it. Inquire about the withdrawal rate of fund management companies in the last three to five years, and then consider when to bargain according to the withdrawal rate of customers. Generally speaking, at any historical point in the selected period, when the net product value reaches the lowest value, the extraction rate is the highest value in the yield lightening interval.
Is it better for the fund to bargain-hunt or buy up?
Whether the fund is good at bargain hunting or buying up has its own advantages and disadvantages. It's hard to say which purchase method is absolutely superior to the other. Buying up allows investors to buy stronger funds and enjoy the benefits brought by the continuous rise of funds, but it is also easy for investors to buy the top of the mountain, while bargain-hunting allows investors to buy funds with lower prices, but it is risky to buy them halfway up the mountain. Therefore, whether to buy up or bargain-hunting is inconclusive, and each has its own advantages and disadvantages. It must be considered in combination with other factors such as the market at that time and the actual situation of the fund.
For example, the fund manager has a good historical performance and is in the start-up stage of rising, so investors can choose to buy. If the fund has doubled after a long-term rise, investors had better not buy it, and choose to wait and see in an empty position to prevent being stuck in a high position.
Whether investors buy up or bargain-hunting, investors should control their positions reasonably and reserve enough funds to deal with the risks brought by the fund's later trend. At the same time, they should set up a stop-loss and profit-taking position to control the risk within a certain range.
What does fund bargain-hunting mean?
Fund bargain-hunting means that investors think that the fund has fallen to the bottom and then buy the fund. The bottom that investors think is not necessarily the real bottom, and the fund may still fall again. Therefore, even if investors want to bargain-hunting, it is recommended to adopt the method of fixed investment.
For actively managed funds, it is necessary to combine the index to judge whether they are in the bottom area. It is difficult for investors to accurately copy the bottom, but it is relatively easy to find the bottom area.
There are many ways to invest in the fund, mainly to earn a certain income. But investing in the market requires a lot of skills, and improper use will also lead to losses. In most cases, the choice of bargain-hunting or buying up depends on the actual situation, and you can't choose to buy up or buy down from the actual situation.
If you are more sure, then buying a fund that has just risen may be more effective and you can get more income in a relatively short time. If you are not sure about the market outlook, or buy an undervalued fund, stick to long-term positions and wait until the valuation returns, that is the time to gain income. If investors choose to buy the fund at one time, they should choose to buy it when the fund is rising or in the rising channel.
Under normal circumstances, there are still many ways to invest in funds. In any case, it is very important to invest in the fund in combination with the trend of the fund. Investors with multi-fund fixed investment can buy when the fund falls, increase the investor's holding share by constantly buying the fund at low prices, and wait for the fund to rebound.