The clown of Postal Savings Bank, namely Yixin, is the "Yixin" product jointly launched by Postal Savings Bank and E Fund Company. Redeem on the same day and collect it on the same day. 1 yuan can be purchased. At present, the expected annualized rate of return is around 4%, and no fees are charged. The subscription and redemption rates are all zero, starting from subscription 1 yuan, and starting from additional subscription 1 yuan, with no subscription ceiling.

Opening method: 1, which can be directly handled by wealth management customers; Non-wealth management customers only need to complete the wealth management contract at the outlet counter, personal online banking or mobile banking, and they can be opened.

E-mail has many advantages:

Convenient and "affordable" point: As long as you can open the Postal Savings Bank's personal online banking or mobile banking, you can enjoy the benefits of the Monetary Fund.

Simple "income" point: as long as you click "Transfer in" on the personal online banking interface of Postal Savings Bank or mobile banking, you can apply for the fund and transfer out the income every day; Click "Transfer Out" to redeem your funds in real time and withdraw them easily.

Quick cash withdrawal "profit" point: cash withdrawal funds arrive in real time, the fastest 1 minute. The single account withdrawal limit is as high as 200,000 per day.