2. Huaxia, Yifangda and Bank of Communications are all good.
3. Stock type. At present, the market is consolidating to find the direction. If you invest in the short term, it is not necessarily a good time. If you invest in the long term, buy in batches when the market falls. Currency type is not suitable for long-term investment, and short-term investment with money is still possible.
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If you want to invest in low-risk funds, you can choose bonds or currencies, but neither is suitable for long-term investment. If you invest for a long time, at least 1-2 years, it is recommended to make a portfolio and allocate some stock funds. Among the fund products, there is one that can be guaranteed, but basically needs to be held for at least 3 years, such as southern fund Company. In addition, any kind of fund is not guaranteed. Therefore, a reasonable investment portfolio can spread investment risks to a certain extent and ensure returns. If you are a conservative investor, I suggest that you invest 30-40% of your money in stock funds, 50% in bond funds and some fixed-income wealth management products, and the rest can be invested in monetary funds and some short-term treasury bonds or time deposits, which not only ensures the liquidity of funds, but also avoids investment risks as much as possible. Of course, if the economic situation is good during the investment process, the remaining money can be appropriately invested in stock funds. It is suggested that stock funds should choose 2-3 types for investment, such as index funds of SSE 50 and CSI 300, and stock funds of fund companies such as Huaxia and Bank of Communications. If you want to buy a capital preservation fund, you can pay attention to southern fund.