At present, there are three main ways to vote. One is to open an account online in a fund company, and the handling fee can generally be discounted, most of which is 40% off. The advantage is that it saves time and can be handled 24 hours a day. The second is to handle fixed investment at the bank counter, which is also the sales method of most funds at present. Because of the extensive banking channels, it is the most direct way for investors who have not yet opened online banking, but it takes a long time to handle and the handling fee is not favorable; The third is to buy funds from securities companies. The cost of securities companies investing in LOF and ETF is very low, which is also the advantage of brokers themselves. There is no difference between investing in other types of funds and banks. If there is online banking, it is the best way to open an account online in a fund company.