Legal analysis: (Road traffic accident) If the rescue expenses exceed the liability limit, if you don't participate in compulsory motor vehicle third-party liability insurance or escape after the accident, the road traffic accident social assistance fund will advance part or all of the rescue expenses in advance, and the road traffic accident social assistance fund management institution has the right to recover from the person responsible for the traffic accident.

Legal basis: Road Traffic Safety Law of the People's Republic of China.

Article 98 If the owner or manager of a motor vehicle fails to take out compulsory motor vehicle third-party liability insurance in accordance with the provisions of the state, the traffic control department of the public security organ shall detain the vehicle until it is insured in accordance with the provisions, and impose a fine of twice the insurance premium payable according to the minimum liability limit. All fines paid in accordance with the preceding paragraph shall be included in the social assistance fund for road traffic accidents. Specific measures shall be formulated by the State Council.

Seventy-fifth medical institutions should promptly rescue the injured in traffic accidents, and should not delay the treatment because the rescue expenses are not paid in time. If the vehicle involved in the accident participates in compulsory motor vehicle third-party liability insurance, the insurance company shall pay the rescue expenses within the liability limit; Rescue expenses exceed the liability limit, and did not participate in compulsory motor vehicle third-party liability insurance or escape after the accident, the road traffic accident social assistance fund shall advance part or all of the rescue expenses, and the road traffic accident social assistance fund management institution has the right to recover from the person responsible for the traffic accident.