1. Choose the type of hybrid fund: investors with low risk tolerance can choose partial stock hybrid funds and allocation hybrid funds; Investors with high risk tolerance can choose stock-debt balance funds and partial debt funds.

2. high selling and low sucking: the fund mainly earns the bid-ask price difference, and only by buying at a low price and selling at a high price can it make money. However, high selling and low sucking require investors to have a certain investment level, and the timing of trading is difficult to grasp, which requires investors to have a higher investment level.

3. Choose high-quality funds: you can choose high-quality funds from three aspects: fund manager, historical performance and maximum withdrawal. The fund manager is the manager of the fund, and the longer the fund has been in business, the better. The historical performance is the income since the establishment of the fund. The higher the historical performance, the better. The maximum withdrawal is the range of the fund's net value from the highest to the lowest within a period of time. The lower the withdrawal value of the fund, the better.

4. Fixed investment: Fixed investment by funds is a better investment method, but it is more suitable for funds with large fluctuations, and equity-debt balance funds and partial debt funds are more suitable for fixed investment.

5. Long-term holding: Historically speaking, the probability of long-term holding of funds is higher, and there is no need to care about short-term adjustment in the process of fund investment.