The specific payment ratio is as follows: endowment insurance: the unit pays 2 1% for you every month, and you pay 8% yourself; ? Medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan major illness co-ordination (major illness co-ordination mainly covers hospitalization); ? Unemployment insurance: the company pays you 2% every month, and you pay it yourself1%; ? Work injury insurance: the unit pays 0.5% for you every month, and you don't have to pay a penny yourself; ? Maternity insurance: the unit pays you 0.8% every month, and you don't have to pay a penny yourself; ? Housing accumulation fund: the unit pays you 8% every month, and you pay 8% yourself?
The payment base of "five insurances and one gold" is based on the total wages, and the regulations on the payment amount are different in different regions. So I suggest you consult the human resources department of your company or the local social security department.
Generally speaking, the payment ratio of five insurances and one gold is:
1. Endowment insurance: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account).
2. Medical insurance: unit 8%, individual 2%+3 yuan.
3. Unemployment insurance: unit 2%, individual1%;
4. Work-related injury insurance: the unit pays you 1% every month, and you don't have to pay a penny yourself;
5, maternity insurance: the unit pays you 1% every month, and you don't have to pay a penny yourself;
6. Housing provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. But in principle, the maximum shall not exceed 10% of the average wage of employees.
Legal basis: According to Article 15 of China's Regulations on Industrial Injury Insurance, a person who suddenly dies of illness during working hours and is on duty within 48 hours or dies after being rescued is regarded as an industrial injury. Chen Guo died 49 hours after the onset of illness, which was not a work-related injury.
In fact, disputes and lawsuits about work-related injuries have been going on. It's not just a 48-hour line. It's not that easy to identify work-related injuries.