Gold etf Gold ETF is also a kind of fund. The main investment targets are gold and gold financial management targets. Holding a gold ETF is equivalent to indirectly holding gold. Redemption requires a certain handling fee. The advantage is simple operation.
Gold Jewelry Gold jewelry is a related product sold by gold stores, and it also rises with the rise of gold price, but the most important function of gold jewelry is decoration, so the processing fee is also one piece. If you buy gold jewelry as investment, it is not recommended. After all, you will lose a lot of processing fees.
Gold bars and gold bars are generally sold in banks or gold shops, but the gold bars sold by banks are generally not recycled. It's not worthwhile for you to discount the gold bars and share some profits with a third party.
Paper gold What is paper gold? There is no physical gold, but the price of paper gold and physical gold is the same, and it just becomes a certificate that you have gold. How to understand it? For example, if you buy a gram of gold and 400 yuan at the bank, it costs 4,000 yuan to buy 10g. Similarly, you spend 4000 yuan in the bank to buy 10g paper gold, and the gold bars are directly packaged for you to take away. What about paper gold? Only in your bank account, after a year, the price of gold rose to one gram in 450 yuan. If you want to sell your 10g gold bar to the bank, if the bank refuses, you may sell it to a gold shop outside, and you may lose 3,900 yuan and 100 yuan. As for paper gold, you only need to sell it in a bank account, and the income is 4500 yuan (there is no handling fee here, but it is generally not much). If you earn 500 yuan, you will be judged.
In short, if you want to invest in gold, give priority to gold ETF and paper gold, which can maximize the income.